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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,788 | $78,428-59.5% | $95,960-66.9% | $79,852-60.2% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 11.34% | 19.37%-8.0pp | 91.63%-80.3pp | 31.72%-20.4pp |
| Employer contribution / active EE | $1,236 | $1,945-36.5% | $2,541-51.4% | $2,471-50.0% |
| Participant deferral / active EE | $1,465 | $3,440-57.4% | $4,167-64.8% | $3,740-60.8% |
| Admin fee / account holder | $1,482 | $5,622-73.6% | $6,797-78.2% | $5,306-72.1% |