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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,150 | $162,136+162.2% | $152,301+179.2% | $154,746+174.7% |
| Participation rate | 94.7% | 84.1%+10.6pp | 82.4%+12.3pp | 80.7%+14.0pp |
| Annual return | 15.52% | 91.02%-75.5pp | 80.50%-65.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $9,136 | $4,890+86.8% | $4,624+97.6% | $4,379+108.6% |
| Participant deferral / active EE | $13,780 | $8,341+65.2% | $8,004+72.2% | $6,730+104.8% |
| Admin fee / account holder | $61,252 | $15,759+288.7% | $14,398+325.4% | $14,365+326.4% |