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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,150 | $154,228+175.7% | $145,433+192.3% | $137,256+209.7% |
| Participation rate | 94.7% | 83.8%+10.9pp | 82.1%+12.6pp | 80.0%+14.8pp |
| Annual return | 15.52% | 74.59%-59.1pp | 66.58%-51.1pp | 220.34%-204.8pp |
| Employer contribution / active EE | $9,136 | $4,804+90.2% | $4,554+100.6% | $4,156+119.8% |
| Participant deferral / active EE | $13,780 | $8,216+67.7% | $7,897+74.5% | $6,407+115.1% |
| Admin fee / account holder | $61,252 | $14,344+327.0% | $13,129+366.5% | $12,270+399.2% |