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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,928 | $49,025+77.3% | $87,502-0.7% | $62,881+38.2% |
| Participation rate | 84.2% | 64.9%+19.3pp | 73.8%+10.4pp | 69.3%+14.9pp |
| Annual return | 6.30% | 10.02%-3.7pp | 12.21%-5.9pp | 20.14%-13.8pp |
| Employer contribution / active EE | $1,213 | $1,372-11.6% | $2,550-52.4% | $2,281-46.8% |
| Participant deferral / active EE | $4,569 | $2,289+99.6% | $3,149+45.1% | $3,203+42.7% |
| Admin fee / account holder | $1,703 | $4,065-58.1% | $4,221-59.6% | $4,296-60.4% |