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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,568 | $93,617+175.1% | $135,982+89.4% | $75,177+242.6% |
| Participation rate | 98.0% | 75.2%+22.8pp | 81.9%+16.0pp | 67.2%+30.8pp |
| Annual return | 14.64% | 30.89%-16.2pp | 68.32%-53.7pp | 160.75%-146.1pp |
| Employer contribution / active EE | $7,135 | $3,538+101.7% | $4,859+46.8% | $2,671+167.1% |
| Participant deferral / active EE | $11,499 | $6,406+79.5% | $7,760+48.2% | $4,126+178.7% |
| Admin fee / account holder | $10,953 | $6,980+56.9% | $10,767+1.7% | $5,651+93.8% |