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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,648 | $178,174-59.8% | $156,181-54.1% | $137,256-47.8% |
| Participation rate | 54.5% | 82.0%-27.5pp | 78.8%-24.3pp | 80.0%-25.4pp |
| Annual return | 12.13% | 84.19%-72.1pp | 64.87%-52.7pp | 220.34%-208.2pp |
| Employer contribution / active EE | $1,290 | $4,972-74.1% | $4,294-70.0% | $4,156-69.0% |
| Participant deferral / active EE | $2,565 | $6,888-62.8% | $6,132-58.2% | $6,407-60.0% |
| Admin fee / account holder | $1,666 | $17,404-90.4% | $14,586-88.6% | $12,270-86.4% |