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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,064 | $175,259+34.1% | $149,723+57.0% | $139,487+68.5% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 17.77% | 166.82%-149.1pp | 134.50%-116.7pp | 373.84%-356.1pp |
| Employer contribution / active EE | $6,659 | $5,478+21.5% | $4,821+38.1% | $4,755+40.0% |
| Participant deferral / active EE | $7,729 | $6,522+18.5% | $5,682+36.0% | $6,713+15.1% |
| Admin fee / account holder | $3,210 | $16,158-80.1% | $13,215-75.7% | $11,407-71.9% |