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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,217 | $67,606+54.2% | $82,313+26.6% | $70,124+48.6% |
| Participation rate | 68.0% | 72.8%-4.8pp | 76.9%-8.9pp | 69.5%-1.5pp |
| Annual return | 23.53% | 21.57%+2.0pp | 25.88%-2.3pp | 73.14%-49.6pp |
| Employer contribution / active EE | $1,162 | $1,755-33.8% | $2,428-52.1% | $2,342-50.4% |
| Participant deferral / active EE | $3,197 | $2,987+7.0% | $3,706-13.7% | $3,332-4.0% |
| Admin fee / account holder | $5,124 | $4,512+13.6% | $5,608-8.6% | $4,645+10.3% |