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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,396 | $183,592-69.3% | $155,574-63.7% | $145,877-61.3% |
| Participation rate | 30.8% | 82.7%-51.9pp | 78.2%-47.4pp | 80.3%-49.5pp |
| Annual return | 9.91% | 61.37%-51.5pp | 64.87%-55.0pp | 551.28%-541.4pp |
| Employer contribution / active EE | $1,536 | $5,317-71.1% | $4,676-67.1% | $4,663-67.1% |
| Participant deferral / active EE | $5,192 | $6,466-19.7% | $5,629-7.8% | $6,691-22.4% |
| Admin fee / account holder | $768 | $19,316-96.0% | $15,914-95.2% | $13,402-94.3% |