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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $792,103 | $180,459+338.9% | $154,108+414.0% | $135,380+485.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 11.10% | 888.21%-877.1pp | 735.21%-724.1pp | 519.81%-508.7pp |
| Employer contribution / active EE | $12,519 | $6,035+107.4% | $5,298+136.3% | $4,779+162.0% |
| Participant deferral / active EE | $1,000 | $5,806-82.8% | $5,081-80.3% | $5,609-82.2% |
| Admin fee / account holder | $1,257 | $16,145-92.2% | $13,411-90.6% | $10,828-88.4% |