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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,510 | $102,385-34.1% | $147,080-54.1% | $80,935-16.6% |
| Participation rate | 96.8% | 75.9%+20.9pp | 82.2%+14.6pp | 67.7%+29.1pp |
| Annual return | 16.31% | 135.09%-118.8pp | 420.17%-403.9pp | 35.66%-19.3pp |
| Employer contribution / active EE | $2,732 | $3,717-26.5% | $4,933-44.6% | $2,757-0.9% |
| Participant deferral / active EE | $7,489 | $6,651+12.6% | $8,066-7.2% | $4,299+74.2% |
| Admin fee / account holder | $6,421 | $7,951-19.3% | $12,989-50.6% | $6,924-7.3% |