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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,021 | $76,551+24.1% | $123,894-23.3% | $62,881+51.1% |
| Participation rate | 97.5% | 73.0%+24.5pp | 81.4%+16.1pp | 69.3%+28.2pp |
| Annual return | 11.18% | 18.68%-7.5pp | 47.52%-36.3pp | 20.14%-9.0pp |
| Employer contribution / active EE | $2,489 | $2,882-13.7% | $4,617-46.1% | $2,281+9.1% |
| Participant deferral / active EE | $8,078 | $4,840+66.9% | $5,984+35.0% | $3,203+152.2% |
| Admin fee / account holder | $5,309 | $4,826+10.0% | $8,357-36.5% | $4,296+23.6% |