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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,294 | $102,382+110.3% | $147,005+46.5% | $80,874+166.2% |
| Participation rate | 98.3% | 75.8%+22.4pp | 82.2%+16.1pp | 67.6%+30.6pp |
| Annual return | 14.20% | 134.89%-120.7pp | 418.76%-404.6pp | 35.62%-21.4pp |
| Employer contribution / active EE | $2 | $3,715-99.9% | $4,934-100.0% | $2,756-99.9% |
| Participant deferral / active EE | $15,070 | $6,646+126.7% | $8,070+86.7% | $4,297+250.7% |
| Admin fee / account holder | $23,639 | $7,942+197.6% | $13,006+81.8% | $6,935+240.9% |