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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,779 | $110,337-81.2% | $102,383-79.7% | $145,877-85.8% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 9.32% | 24.83%-15.5pp | 24.94%-15.6pp | 551.28%-542.0pp |
| Employer contribution / active EE | $3,427 | $4,216-18.7% | $3,870-11.4% | $4,663-26.5% |
| Participant deferral / active EE | $6,509 | $5,621+15.8% | $5,060+28.6% | $6,691-2.7% |
| Admin fee / account holder | $2,376 | $9,750-75.6% | $8,391-71.7% | $13,402-82.3% |