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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,498 | $111,535-70.0% | $105,223-68.2% | $137,256-75.6% |
| Participation rate | 91.7% | 78.1%+13.6pp | 75.0%+16.6pp | 80.0%+11.7pp |
| Annual return | 16.82% | 237.85%-221.0pp | 180.65%-163.8pp | 220.34%-203.5pp |
| Employer contribution / active EE | $5,295 | $3,939+34.4% | $3,689+43.5% | $4,156+27.4% |
| Participant deferral / active EE | $11,754 | $5,500+113.7% | $5,072+131.8% | $6,407+83.5% |
| Admin fee / account holder | $6,831 | $9,721-29.7% | $8,859-22.9% | $12,270-44.3% |