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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,691 | $49,249-29.6% | $70,476-50.8% | $79,852-56.6% |
| Participation rate | 63.3% | 69.2%-5.8pp | 75.1%-11.7pp | 69.6%-6.3pp |
| Annual return | 16.54% | 30.09%-13.6pp | 109.12%-92.6pp | 31.72%-15.2pp |
| Employer contribution / active EE | $0 | $2,100-100.0% | $2,738-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,497 | $2,769-45.9% | $3,710-59.7% | $3,740-60.0% |
| Admin fee / account holder | $576 | $2,878-80.0% | $3,847-85.0% | $5,306-89.1% |