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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,133 | $99,345+91.4% | $84,753+124.3% | $273,970-30.6% |
| Participation rate | 42.9% | 80.7%-37.8pp | 76.6%-33.7pp | 83.0%-40.2pp |
| Annual return | -0.44% | 22.93%-23.4pp | 22.78%-23.2pp | 41.46%-41.9pp |
| Employer contribution / active EE | $3,314 | $4,214-21.3% | $3,574-7.3% | $4,869-31.9% |
| Participant deferral / active EE | $6,629 | $4,270+55.3% | $3,712+78.6% | $5,287+25.4% |
| Admin fee / account holder | $0 | $6,645-100.0% | $5,333-100.0% | $10,132-100.0% |