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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,358 | $76,371+70.7% | $93,621+39.2% | $72,975+78.6% |
| Participation rate | 67.9% | 71.8%-3.9pp | 75.8%-8.0pp | 69.5%-1.6pp |
| Annual return | 22.33% | 25.82%-3.5pp | 32.76%-10.4pp | 81.01%-58.7pp |
| Employer contribution / active EE | $3,195 | $2,276+40.4% | $2,719+17.5% | $2,440+31.0% |
| Participant deferral / active EE | $6,466 | $3,538+82.7% | $4,070+58.9% | $3,608+79.2% |
| Admin fee / account holder | $2,646 | $6,839-61.3% | $7,890-66.5% | $5,124-48.4% |