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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,561 | $45,043-41.0% | $63,005-57.8% | $70,124-62.1% |
| Participation rate | 26.5% | 69.5%-43.0pp | 74.8%-48.3pp | 69.5%-43.1pp |
| Annual return | 5.43% | 18.76%-13.3pp | 87.59%-82.2pp | 73.14%-67.7pp |
| Employer contribution / active EE | $408 | $2,052-80.1% | $2,760-85.2% | $2,342-82.6% |
| Participant deferral / active EE | $767 | $2,466-68.9% | $3,329-77.0% | $3,332-77.0% |
| Admin fee / account holder | $0 | $2,833-100.0% | $3,599-100.0% | $4,645-100.0% |