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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,354 | $105,200+70.5% | $159,474+12.5% | $85,847+108.9% |
| Participation rate | 71.4% | 75.8%-4.4pp | 82.8%-11.4pp | 69.3%+2.1pp |
| Annual return | 13.81% | 45.08%-31.3pp | 263.68%-249.9pp | 318.61%-304.8pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $12,818 | $5,946+115.6% | $7,353+74.3% | $3,952+224.3% |
| Admin fee / account holder | $17,310 | $6,934+149.6% | $10,802+60.2% | $6,261+176.5% |