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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,010 | $112,933+6.3% | $90,970+31.9% | $158,982-24.5% |
| Participation rate | 39.1% | 74.7%-35.6pp | 69.0%-29.9pp | 82.0%-42.8pp |
| Annual return | 13.30% | 215.82%-202.5pp | 134.60%-121.3pp | 302.99%-289.7pp |
| Employer contribution / active EE | $0 | $2,893-100.0% | $2,122-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,245 | $4,128-69.8% | $3,373-63.1% | $5,983-79.2% |
| Admin fee / account holder | $418 | $8,047-94.8% | $5,961-93.0% | $11,252-96.3% |