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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,813 | $152,597-45.7% | $117,533-29.5% | $134,532-38.4% |
| Participation rate | 68.2% | 77.1%-8.9pp | 70.6%-2.4pp | 81.2%-13.0pp |
| Annual return | -13.72% | 53.04%-66.8pp | 29.77%-43.5pp | 418.27%-432.0pp |
| Employer contribution / active EE | $1,807 | $5,576-67.6% | $4,179-56.8% | $4,741-61.9% |
| Participant deferral / active EE | $6,270 | $4,821+30.1% | $4,072+54.0% | $6,401-2.0% |
| Admin fee / account holder | $14,718 | $7,007+110.1% | $5,647+160.6% | $11,429+28.8% |