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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,412 | $104,479+29.6% | $159,474-15.1% | $79,391+70.6% |
| Participation rate | 94.2% | 76.6%+17.6pp | 82.8%+11.4pp | 70.7%+23.5pp |
| Annual return | 19.17% | 67.98%-48.8pp | 263.68%-244.5pp | 116.88%-97.7pp |
| Employer contribution / active EE | $3,526 | $3,417+3.2% | $4,831-27.0% | $2,428+45.2% |
| Participant deferral / active EE | $7,485 | $6,468+15.7% | $7,353+1.8% | $4,046+85.0% |
| Admin fee / account holder | $25,803 | $711+3527.6% | $10,802+138.9% | $627+4018.5% |