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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,302 | $92,219+74.9% | $76,767+110.1% | $135,380+19.1% |
| Participation rate | 52.2% | 79.8%-27.6pp | 77.0%-24.8pp | 82.6%-30.5pp |
| Annual return | -4.95% | 5.46%-10.4pp | 2.43%-7.4pp | 519.81%-524.8pp |
| Employer contribution / active EE | $2,287 | $3,216-28.9% | $2,485-8.0% | $4,779-52.1% |
| Participant deferral / active EE | $5,562 | $4,508+23.4% | $3,852+44.4% | $5,609-0.8% |
| Admin fee / account holder | $4 | $10,749-100.0% | $6,675-99.9% | $10,828-100.0% |