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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,809 | $124,425+58.2% | $112,040+75.7% | $137,256+43.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.69% | 24.72%-10.0pp | 24.52%-9.8pp | 220.34%-205.6pp |
| Employer contribution / active EE | $5,153 | $3,411+51.1% | $2,954+74.5% | $4,156+24.0% |
| Participant deferral / active EE | $9,257 | $5,718+61.9% | $5,098+81.6% | $6,407+44.5% |
| Admin fee / account holder | $12,432 | $15,207-18.2% | $12,098+2.8% | $12,270+1.3% |