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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,142 | $135,956-69.0% | $123,894-66.0% | $273,972-84.6% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 0.02% | 56.63%-56.6pp | 47.52%-47.5pp | 41.46%-41.4pp |
| Employer contribution / active EE | $2,743 | $5,170-46.9% | $4,617-40.6% | $4,869-43.7% |
| Participant deferral / active EE | $4,744 | $6,343-25.2% | $5,984-20.7% | $5,287-10.3% |
| Admin fee / account holder | $4,675 | $9,817-52.4% | $8,357-44.1% | $10,133-53.9% |