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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,038 | $109,803+5.7% | $142,829-18.8% | $109,803+5.7% |
| Participation rate | 64.2% | 69.9%-5.7pp | 82.1%-17.9pp | 69.9%-5.7pp |
| Annual return | 19.59% | 11.69%+7.9pp | -5.85%+25.4pp | 11.69%+7.9pp |
| Employer contribution / active EE | $3,587 | $2,742+30.8% | $6,094-41.2% | $2,742+30.8% |
| Participant deferral / active EE | $5,234 | $3,982+31.5% | $4,555+14.9% | $3,982+31.5% |
| Admin fee / account holder | $3,113 | $9,505-67.3% | $85,473-96.4% | $9,505-67.3% |