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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,038 | $132,820-12.6% | $177,138-34.5% | $132,820-12.6% |
| Participation rate | 64.2% | 74.3%-10.0pp | 80.4%-16.2pp | 74.3%-10.0pp |
| Annual return | 19.59% | 14.82%+4.8pp | -1.47%+21.1pp | 14.82%+4.8pp |
| Employer contribution / active EE | $3,587 | $4,144-13.5% | $2,899+23.7% | $4,144-13.5% |
| Participant deferral / active EE | $5,234 | $3,980+31.5% | $4,283+22.2% | $3,980+31.5% |
| Admin fee / account holder | $3,113 | $11,722-73.4% | $26,176-88.1% | $11,722-73.4% |