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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,038 | $116,462-0.4% | $227,317-49.0% | $116,462-0.4% |
| Participation rate | 64.2% | 74.7%-10.5pp | 83.7%-19.5pp | 74.7%-10.5pp |
| Annual return | 19.59% | 15.65%+3.9pp | -6.47%+26.1pp | 15.65%+3.9pp |
| Employer contribution / active EE | $3,587 | $3,231+11.0% | $3,845-6.7% | $3,231+11.0% |
| Participant deferral / active EE | $5,234 | $3,836+36.4% | $4,124+26.9% | $3,836+36.4% |
| Admin fee / account holder | $3,113 | $12,754-75.6% | $12,529-75.2% | $12,754-75.6% |