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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,551 | $99,345-48.1% | $84,753-39.2% | $273,972-81.2% |
| Participation rate | 84.2% | 80.7%+3.5pp | 76.6%+7.6pp | 83.0%+1.2pp |
| Annual return | -3.05% | 22.93%-26.0pp | 22.78%-25.8pp | 41.46%-44.5pp |
| Employer contribution / active EE | $0 | $4,214-100.0% | $3,574-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,877 | $4,270-9.2% | $3,712+4.5% | $5,287-26.7% |
| Admin fee / account holder | $13,603 | $6,645+104.7% | $5,333+155.1% | $10,133+34.3% |