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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,469 | $134,817-13.6% | $123,973-6.1% | $155,188-24.9% |
| Participation rate | 85.7% | 79.4%+6.3pp | 76.7%+9.1pp | 80.8%+4.9pp |
| Annual return | 3.50% | 515.49%-512.0pp | 388.13%-384.6pp | 148.84%-145.3pp |
| Employer contribution / active EE | $4,286 | $4,425-3.1% | $4,126+3.9% | $4,248+0.9% |
| Participant deferral / active EE | $7,303 | $5,706+28.0% | $5,247+39.2% | $6,531+11.8% |
| Admin fee / account holder | $7,032 | $13,245-46.9% | $11,799-40.4% | $14,480-51.4% |