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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,443 | $154,228-25.8% | $145,433-21.3% | $137,256-16.6% |
| Participation rate | 95.7% | 83.8%+11.9pp | 82.1%+13.5pp | 80.0%+15.7pp |
| Annual return | 19.81% | 74.59%-54.8pp | 66.58%-46.8pp | 220.34%-200.5pp |
| Employer contribution / active EE | $13,936 | $4,804+190.1% | $4,554+206.0% | $4,156+235.3% |
| Participant deferral / active EE | $3,764 | $8,216-54.2% | $7,897-52.3% | $6,407-41.2% |
| Admin fee / account holder | $11,054 | $14,344-22.9% | $13,129-15.8% | $12,270-9.9% |