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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,243 | $160,070-28.0% | $147,117-21.7% | $145,897-21.0% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 17.08% | 98.69%-81.6pp | 420.54%-403.5pp | 552.29%-535.2pp |
| Employer contribution / active EE | $15,683 | $5,285+196.8% | $4,932+218.0% | $4,663+236.4% |
| Participant deferral / active EE | $4,309 | $8,419-48.8% | $8,065-46.6% | $6,689-35.6% |
| Admin fee / account holder | $3,850 | $15,035-74.4% | $12,993-70.4% | $13,390-71.2% |