Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,979 | $67,602+30.1% | $82,312+6.9% | $70,126+25.5% |
| Participation rate | 27.5% | 72.8%-45.3pp | 76.9%-49.4pp | 69.5%-42.1pp |
| Annual return | 11.25% | 21.57%-10.3pp | 25.88%-14.6pp | 73.15%-61.9pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,467 | $2,987-50.9% | $3,706-60.4% | $3,332-56.0% |
| Admin fee / account holder | $10,420 | $4,512+131.0% | $5,608+85.8% | $4,645+124.3% |