Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,314 | $65,376+4.5% | $87,104-21.6% | $65,185+4.8% |
| Participation rate | 52.9% | 75.3%-22.5pp | 76.9%-24.0pp | 70.2%-17.3pp |
| Annual return | 16.09% | 31.27%-15.2pp | 28.19%-12.1pp | 29.38%-13.3pp |
| Employer contribution / active EE | $2,236 | $1,822+22.7% | $2,521-11.3% | $2,177+2.7% |
| Participant deferral / active EE | $3,818 | $3,388+12.7% | $4,048-5.7% | $3,514+8.7% |
| Admin fee / account holder | $5,647 | $520+986.5% | $7,491-24.6% | $847+566.5% |