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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,315 | $78,027-30.4% | $178,528-69.6% | $80,925-32.9% |
| Participation rate | 94.6% | 65.7%+28.9pp | 77.1%+17.5pp | 67.7%+26.9pp |
| Annual return | 16.16% | 18.09%-1.9pp | 27.11%-10.9pp | 35.65%-19.5pp |
| Employer contribution / active EE | $0 | $2,281-100.0% | $3,950-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $11,683 | $4,408+165.1% | $6,278+86.1% | $4,299+171.8% |
| Admin fee / account holder | $7,834 | $7,168+9.3% | $10,419-24.8% | $6,940+12.9% |