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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,146 | $289,211-78.9% | $260,467-76.5% | $198,609-69.2% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 15.11% | 112.90%-97.8pp | 100.60%-85.5pp | 202.70%-187.6pp |
| Employer contribution / active EE | $0 | $4,663-100.0% | $4,239-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $26,032 | $6,812+282.1% | $6,319+311.9% | $6,977+273.1% |
| Admin fee / account holder | $14,473 | $16,236-10.9% | $15,461-6.4% | $19,030-23.9% |