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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,611 | $73,546+46.3% | $63,018+70.8% | $147,586-27.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 4.20% | 175.56%-171.4pp | 87.62%-83.4pp | 578.59%-574.4pp |
| Employer contribution / active EE | $12,229 | $3,324+267.9% | $2,761+343.0% | $4,876+150.8% |
| Participant deferral / active EE | $3,308 | $4,185-21.0% | $3,330-0.7% | $5,439-39.2% |
| Admin fee / account holder | $645 | $5,956-89.2% | $3,601-82.1% | $10,886-94.1% |