Filed December 30, 1997
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $3,588 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,695 | $55,453-69.9% | $170,442-90.2% | $62,292-73.2% |
| Participation rate | 69.8% | 66.4%+3.4pp | 83.6%-13.8pp | 69.5%+0.3pp |
| Annual return | 11.84% | 21.38%-9.5pp | 205.93%-194.1pp | 28.90%-17.1pp |
| Employer contribution / active EE | $621 | $2,164-71.3% | $5,433-88.6% | $2,042-69.6% |
| Participant deferral / active EE | $2,068 | $2,303-10.2% | $4,939-58.1% | $3,169-34.7% |
| Admin fee / account holder | $47 | $455-89.7% | $13,880-99.7% | $479-90.2% |