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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,307 | $175,259+76.5% | $149,723+106.6% | $139,487+121.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.28% | 166.82%-148.5pp | 134.50%-116.2pp | 373.84%-355.6pp |
| Employer contribution / active EE | $11,867 | $5,478+116.6% | $4,821+146.1% | $4,755+149.6% |
| Participant deferral / active EE | $9,100 | $6,522+39.5% | $5,682+60.1% | $6,713+35.6% |
| Admin fee / account holder | $7,864 | $16,158-51.3% | $13,215-40.5% | $11,407-31.1% |