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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,147 | $212,386-22.7% | $199,883-17.9% | $138,895+18.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 17.60% | 47.75%-30.1pp | 43.81%-26.2pp | 145.39%-127.8pp |
| Employer contribution / active EE | $8,954 | $6,625+35.2% | $6,261+43.0% | $4,194+113.5% |
| Participant deferral / active EE | $11,913 | $9,617+23.9% | $9,138+30.4% | $6,396+86.3% |
| Admin fee / account holder | $17,185 | $18,233-5.8% | $17,268-0.5% | $12,562+36.8% |