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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,144 | $149,679+29.7% | $117,039+65.9% | $147,585+31.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 77.2%+22.8pp | 82.8%+17.2pp |
| Annual return | 17.36% | 19.31%-2.0pp | 18.95%-1.6pp | 578.58%-561.2pp |
| Employer contribution / active EE | $10,131 | $4,937+105.2% | $3,785+167.7% | $4,876+107.7% |
| Participant deferral / active EE | $6,364 | $4,912+29.6% | $3,929+62.0% | $5,439+17.0% |
| Admin fee / account holder | $1,697 | $7,856-78.4% | $5,974-71.6% | $10,886-84.4% |