Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY2+ years Service code 21 · EIN 65-1214236 | Bank Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Opinion is qualified - a specific issue limited the scope or accuracy of the audit.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,257 | $42,546+44.0% | $71,796-14.7% | $55,167+11.0% |
| Participation rate | 66.4% | 59.1%+7.3pp | 69.1%-2.7pp | 69.0%-2.6pp |
| Annual return | 4.25% | 12.36%-8.1pp | 78.04%-73.8pp | 169.23%-165.0pp |
| Employer contribution / active EE | $2,170 | $803+170.1% | $1,924+12.8% | $1,963+10.6% |
| Participant deferral / active EE | $2,350 | $2,064+13.9% | $2,794-15.9% | $3,054-23.0% |
| Admin fee / account holder | $602 | $650-7.4% | $4,815-87.5% | $504+19.4% |