See peer percentile detail. $4.99 for your first month.
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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $125,801 |
Filed as: RAYMOND JAMES INSURANCE GROUP INC Service code 49 · EIN 59-1199408 | Other Services | $7,309 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,525 | $84,784-14.5% | $98,439-26.3% | $74,419-2.5% |
| Participation rate | 98.1% | 81.5%+16.5pp | 75.2%+22.9pp | 70.7%+27.3pp |
| Annual return | 16.10% | 20.59%-4.5pp | 21.16%-5.1pp | 34.38%-18.3pp |
| Employer contribution / active EE | $5,391 | $3,364+60.2% | $3,048+76.9% | $2,637+104.4% |
| Participant deferral / active EE | $4,977 | $5,218-4.6% | $4,738+5.1% | $4,528+9.9% |
| Admin fee / account holder | $310 | $204+51.5% | $8,948-96.5% | $348-10.9% |