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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,603 | $78,690+44.4% | $161,489-29.7% | $87,485+29.9% |
| Participation rate | 82.8% | 67.5%+15.3pp | 78.7%+4.1pp | 68.9%+13.8pp |
| Annual return | 15.37% | 32.74%-17.4pp | 89.72%-74.3pp | 26.06%-10.7pp |
| Employer contribution / active EE | $2,642 | $2,588+2.1% | $4,268-38.1% | $2,596+1.8% |
| Participant deferral / active EE | $5,110 | $3,311+54.3% | $5,630-9.2% | $4,274+19.6% |
| Admin fee / account holder | $9,628 | $6,724+43.2% | $16,006-39.8% | $7,775+23.8% |