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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,934 | $209,888-81.4% | $189,545-79.5% | $167,553-76.8% |
| Participation rate | 94.1% | 88.7%+5.5pp | 87.8%+6.3pp | 82.1%+12.0pp |
| Annual return | 13.63% | 748.66%-735.0pp | 555.36%-541.7pp | 478.89%-465.3pp |
| Employer contribution / active EE | $981 | $6,915-85.8% | $6,162-84.1% | $4,840-79.7% |
| Participant deferral / active EE | $3,708 | $8,934-58.5% | $8,220-54.9% | $6,343-41.5% |
| Admin fee / account holder | $839 | $14,300-94.1% | $12,049-93.0% | $12,316-93.2% |