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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,665 | $72,273+217.8% | $101,275+126.8% | $79,856+187.6% |
| Participation rate | 96.8% | 68.5%+28.3pp | 75.8%+21.0pp | 69.6%+27.1pp |
| Annual return | 10.29% | 22.30%-12.0pp | 46.48%-36.2pp | 31.71%-21.4pp |
| Employer contribution / active EE | $19,964 | $2,691+641.8% | $3,660+445.4% | $2,471+707.8% |
| Participant deferral / active EE | $3,615 | $3,282+10.2% | $4,371-17.3% | $3,741-3.4% |
| Admin fee / account holder | $17,542 | $4,401+298.6% | $5,948+194.9% | $5,306+230.6% |