Retirement plan

EMPLOYEE BENEFIT PLAN OF CENTRAL VALLEY OPPORTUNITY CENTER,INCORPORATED

Name: CENTRAL VALLEY OPPORTUNITY CENTER, INCORPORATED - EMPLOYEE BENEFIT PLAN OF CENTRAL VALLEY OPPORTUNITY CENTER,INCORPORATED (2017) Form 5500
Creator: CENTRAL VALLEY OPPORTUNITY CENTER, INCORPORATED
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF CENTRAL VALLEY OPPORTUNITY CENTER,INCORPORATED, CENTRAL VALLEY OPPORTUNITY CENTER, INCORPORATED

CENTRAL VALLEY OPPORTUNITY CENTER, INCORPORATEDEIN 94-2581331Plan #001PY 2017

PO BOX 1389 - WINTON, CA 953881389209-357-0062cvoc.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$2.4M

+6.3% from 2016

Total participants

113

+7.6% from 2016

Average account balance

$21,441

+1.5% from 2016

Annual return

12.92%

+3.84 pp from 2016

Benchmarks

See 3,768 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort3,768 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.45M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$30K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

148

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$294K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+23.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$13

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MUTUAL OF AMERICA INVESTMENT CORP2+ years Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO Service code 12 320 PARK AVENUE · NEW YORK, NY 10022	Account maintenance fees; Claims proc...	$2,208

Plan features & details

Pension benefit codes2F2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$261K

$3228 / participant

Other / not subdivided$261K100.0%

% of EOY assets

11.085%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,441

$45,050-52.4%

$63,018-66.0%

$70,126-69.4%

Participation rate

96.3%

69.5%+26.8pp

74.8%+21.5pp

69.5%+26.8pp

Annual return

12.92%

18.76%-5.8pp

87.62%-74.7pp

73.15%-60.2pp

Employer contribution / active EE

$1,772

$2,052-13.6%

$2,761-35.8%

$2,343-24.3%

Participant deferral / active EE

$923

$2,466-62.6%

$3,330-72.3%

$3,332-72.3%

Admin fee / account holder

$2,377

$2,834-16.1%

$3,601-34.0%

$4,645-48.8%

Provider

Service type

Compensation

MUTUAL OF AMERICA INVESTMENT CORP2+ years

Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO

Service code 12

320 PARK AVENUE · NEW YORK, NY 10022

Account maintenance fees; Claims proc...

$2,208

EMPLOYEE BENEFIT PLAN OF CENTRAL VALLEY OPPORTUNITY CENTER,INCORPORATED

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF CENTRAL VALLEY OPPORTUNITY CENTER,INCORPORATED

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion