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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,016 | $107,368+28.5% | $92,915+48.5% | $152,909-9.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 16.66% | 145.64%-129.0pp | 109.45%-92.8pp | 345.46%-328.8pp |
| Employer contribution / active EE | $3,684 | $4,222-12.8% | $3,653+0.8% | $4,764-22.7% |
| Participant deferral / active EE | $8,282 | $4,848+70.8% | $4,238+95.4% | $5,851+41.5% |
| Admin fee / account holder | $4,262 | $7,082-39.8% | $5,796-26.5% | $11,601-63.3% |