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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,765 | $217,432-88.2% | $185,851-86.1% | $167,553-84.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.57% | 148.43%-139.9pp | 122.11%-113.5pp | 478.89%-470.3pp |
| Employer contribution / active EE | $1,611 | $5,874-72.6% | $5,168-68.8% | $4,840-66.7% |
| Participant deferral / active EE | $8,842 | $6,357+39.1% | $5,569+58.8% | $6,343+39.4% |
| Admin fee / account holder | $1,009 | $19,820-94.9% | $16,245-93.8% | $12,316-91.8% |