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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,440 | $56,544+107.7% | $75,501+55.5% | $70,124+67.5% |
| Participation rate | 93.1% | 68.1%+25.0pp | 72.4%+20.7pp | 69.5%+23.6pp |
| Annual return | 10.84% | 23.59%-12.7pp | 27.35%-16.5pp | 73.14%-62.3pp |
| Employer contribution / active EE | $3,897 | $1,817+114.5% | $2,352+65.7% | $2,342+66.4% |
| Participant deferral / active EE | $7,936 | $2,580+207.6% | $3,142+152.6% | $3,332+138.2% |
| Admin fee / account holder | $45,792 | $3,827+1096.7% | $5,801+689.4% | $4,645+885.8% |