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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,506 | $157,304-82.5% | $141,197-80.5% | $152,909-82.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.01% | 64.34%-43.3pp | 71.41%-50.4pp | 345.46%-324.5pp |
| Employer contribution / active EE | $13,852 | $5,263+163.2% | $4,736+192.5% | $4,764+190.8% |
| Participant deferral / active EE | $14,477 | $7,111+103.6% | $6,710+115.7% | $5,851+147.4% |
| Admin fee / account holder | $10,299 | $12,126-15.1% | $10,265+0.3% | $11,601-11.2% |