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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,256 | $190,843+24.8% | $159,981+48.9% | $134,493+77.2% |
| Participation rate | 93.3% | 81.9%+11.4pp | 78.0%+15.4pp | 81.2%+12.1pp |
| Annual return | -22.42% | 552.37%-574.8pp | 408.70%-431.1pp | 418.01%-440.4pp |
| Employer contribution / active EE | $2,824 | $4,993-43.4% | $4,224-33.2% | $4,740-40.4% |
| Participant deferral / active EE | $8,492 | $6,923+22.7% | $6,182+37.4% | $6,400+32.7% |
| Admin fee / account holder | $4,928 | $10,475-53.0% | $8,700-43.4% | $11,425-56.9% |