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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,256 | $190,916+24.8% | $160,037+48.9% | $134,545+77.1% |
| Participation rate | 93.3% | 82.0%+11.4pp | 78.0%+15.3pp | 81.2%+12.1pp |
| Annual return | -22.42% | 552.79%-575.2pp | 408.95%-431.4pp | 418.37%-440.8pp |
| Employer contribution / active EE | $2,824 | $4,996-43.5% | $4,226-33.2% | $4,742-40.4% |
| Participant deferral / active EE | $8,492 | $6,925+22.6% | $6,184+37.3% | $6,401+32.7% |
| Admin fee / account holder | $4,928 | $10,497-53.0% | $8,716-43.5% | $11,431-56.9% |