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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,895 | $160,059-87.6% | $140,019-85.8% | $135,379-85.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 1.26% | 911.44%-910.2pp | 651.15%-649.9pp | 519.79%-518.5pp |
| Employer contribution / active EE | $3,485 | $6,420-45.7% | $5,605-37.8% | $4,779-27.1% |
| Participant deferral / active EE | $2,658 | $7,641-65.2% | $6,927-61.6% | $5,609-52.6% |
| Admin fee / account holder | $2,902 | $13,328-78.2% | $10,705-72.9% | $10,828-73.2% |